By Serena Makofsky
There are the nice long-term goals in life that include developing a six-month emergency fund, but sometimes there comes a need for immediate cash today. If you find yourself in this situation, you are not alone, and there are several strategies you can put into action to get cash by nightfall. Steer clear of the scams that get you further in the hole--like cash advances and ...
By Alicia Bodine
We all go through times when we need a little extra cash quick. An unexpectedly high phone bill, kids needing money for a school field trip, or maybe you just have your eye on a new iPod--these are all possible reasons of needed quick cash. But whatever the reason, there are a few things you can do to get that extra money that you need. Hold a yard sale. If you don't have anything to ...
By Stephanie Mojica
Those eligible for Discover Motiva will pay no annual fee, and earn one to 20 percent cash back on all purchases. The most cash back comes through purchases from ShopDiscover, a special Internet shopping website for customers. The interest rate is 3.99 percent for six months, then as low as 10.99 percent per year after the introductory period ends. Capital One offers a number of credit ...
By Josienita Borlongan
Credit card use is necessary when one is short on cash and a convenient way to pay online and by phone. Using credit cards is also one of the ways people can establish their credit history. Keeping a credit card account can provide some form of security for occasions when cash flow is short and you need to pay for big-ticket items that you normally could not afford to pay in full. Credit ...
By Billy Kirk
Most people get strapped for cash at one time or another, whether it is during a tough economic time or simply a tough personal time. No matter your situation, there are several means at your disposal to put some money into your pocket, ranging from plasma donation to eBay listings. While many cars and trucks are delivered to car dealerships via vehicle-carrying trucks flying along highways, ...
By Sharon L. Cohen
A reverse mortgage is a special form of home loan that allows the owners to put a part of their house's equity, which has increased over the years from monthly payments, back into cash. The borrowers no longer have to pay the lenders and can stay in their home as long as they wish in their retirement years. In a 15- or 30-year traditional mortgage, you pay the lender monthly. In a reverse ...
By Jay Wren
A debit card is similar to a credit card in that it can be used similarly to make purchases at millions of locations throughout the world as well as draw cash from most ATMs. The difference is that a debit card is directly tied to your bank account so the amount is automatically deducted instead of credited and billed later. Most merchants prefer them to written checks because money is transferred ...
By Love to Write
An airline reward system repays the credit card holder with frequent flier miles and cash back. The best no fee air rewards credit card is one that offers no annual fee, a 0 percent introductory rate and a low annual percentage rate. A rewards card that does not have any blackout dates or restrictions is a good card that works for the card holder to save money. Frequent flier miles allow credit ...
By Katrina Josey
They are also very useful in situations when cash or a bank is not accessible. It is still necessary to keep cash for certain types of emergencies, though. One example includes the aftermath of natural disasters, when automated teller machines and credit-card machines are down but the user needs access to goods and services. A credit card is useful for establishing, building and rebuilding ...
By Angela Tague
Opening a savings account with a financial institution is a great way to put away some cash for emergencies or upcoming expenses such as a vacation, education or medical bills. A savings account can be started at a bank or credit union with a little cash and minimal time and effort. Research your banking options. Look at local banks and credit unions in your town. Browse online banking ...